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Banking Games
Baccarat
are used, cut and placed in an openended box, known as a shoe designed to release only one card at a time. The court cards rank in value at 10 points each; all other cards art their pip values.
The banker, who is also the dealer, puts his stake on the table in front of him, and any player who wishes to bet against the whole of it, calls ‘Banco’. If two or more call, the one nearest to the banker’s left makes the bet. If noone calls, the players combine their bets to equal the stake put up by the banker.
The banker then gives a card face downwards to the player on his right, a card to the player on his left and a card to himself. He repeats the operation so that the three of them have two cards each.
The object of the poker game is to form in two or three cards a combination counting as nearly possibly to 9. In counting the total, ten is disregarded; if, for example, a player’s two cards total 15 it counts as a point of 5.
The banker looks at his two cards and if he has a point of 8 or 9 he shows his cards and wins the hand. If he has not got a point of 8 or 9, he announces that he will give and the player on his right looks at his cards. If he has a point of 8 or 9 he shows his cards and announces his natural. If he has not got a point of 8 or 9 he may ask for one more card which the banker may, if he chooses, take one more card. Finally, the banker wins or loses to each player according to whose point is nearer to 9; equality neither wins nor loses.
To illustrate. The banker holds 10♠ and A ♥, making a point of 1, and he, therefore , must give. The righthand player holds 5♣ and 3♣. He faces his cards, announces his natural point of 8, and must win. The lefthand player holds 9♠ and 4 ♣, making a point of 3. He must draw and the banker gives him 8♦, reducing his point to 1. For the moment, however, the lefthanded player does not announce his point. The banker faces his cards, and, as he holds no more than a point of 1, he draws a card. It is the 8♣, which raises his point to 9.
The banker, therefore, wins from the lefthand player, but loses to the righthand poker player because though the banker has a point of 9, against the point of 8 held by the righthand player, a natural beats any point made by the addition of a drawn card.
The rules of play are strict. They should never be deviated from because the player who is holding the cards is playing for all on his side of the table. If he deviates from the rules, and thereby loses the hand, he is liable to make good all losses incurred through his error. A player must not look at his cards until the banker has either announced that he holds a natural or that he will give cards. When a player looks at his cards, if he holds a natural he must expose his cards and declare his natural at once. If a player does not hold a natural, he must draw a card if he holds a point of 4 or less, stand if he holds a point of 6 or 7, and use his discretion to draw or stand only if he holds a point of 5.
The layout of the staking table used in baccarat and chemin for Blind Hookey
Blind Hookey may be played by any number of players with a single pack of fiftytwo cards.
After the pack has been shuffled by one player and cut by another to the banker, it is passed to the player on the left of the banker, who removes a few cards (not less than four ) from the top of the pack, and places them in a pile face downwards on the table in front of him. He then passes the pack to his lefthand neighbour who does the same thing, and so on until all the players (the banker last) have placed a small pile of cards in front of them.
Without looking at the seven card stud, all the players (except the banker) stake to an agreed limit and turn their piles face upwards to expose the bottom card. The banker wins from all whose exposed card is lower than or equal with his and loses to all whose card is higher. By agreement, the Ace may be high or low.
Play continues with the same banker if he wins more than he loses, but passes to the next player if the banker loses more than he wins.
Another way of playing the game is for the banker to cut the pack into three piles. The players place their stakes on either of two piles, and the third pile is taken by the banker. The three piles are turned face upwards and the players receive from the banker or lose to him according to whether the bottom cards of their piles are higher or lower than the bottom card of his pile.
Chemin de Fer
Chemin de Fer, nearly always called Chemmy, is the same game as baccarat modified for social play, because in all games of chance the banker has an advantage to a greater or lesser degree, and his advantage at chemin de fer is nothing like what it is at baccarat because he plays against one hand instead of against two.
For all practical purposes the difference between baccarat and chemin de fer is that at the latter game the bank passes in rotation round the table, the banker holding the bank until he loses a coup when it is passed to the player on his left; and the banker deals only one hand, not two , to the players, the hand being held by the one who has made the largest bet.
As the banker plays against only one hand, he may not use his judgment whether to draw or stand. The rules for play are precise and strict:
 If his point is 8 or 9 he declares a natural.
 If his point is 7 he stands whether the player draws any card or stands.
 If his point is 6 he draws if the player a 6 or a 5, but stands if the player draws any other card or stands.
 If he holds a point of 5 he draws if the player draws a 7,6,5,4,3, or stands, but stands if he draws any other card.
 If he holds a point of 3 or 4 he draws if the player draws a 7,6,5,4,3, 2,or Ace or if he stands, but stands if he draws any other card.
 If he holds a point of 0, 1 or 2 he draws whether the player draws any card or stands.
Banker’s point is 6. Players has drawn a 6. Player has drawn a 6, so banker must draw.
Banker’s point is only 4, but as player has drawn a 9 e must stand.
Easy Go
Easy Go is a very simple poker game of chance played by any number up to nine with a single pack of fiftytwo cards.
The banker deal five cards face upwards to every player, except himself. He now faces a card and any player who holds a card of the same rank pays into a pool 2 units if it is the same colour and 1 unit if it is different. In all the banker faces five cards in turn, and for the second card the players pay into the pool 3 units if the cards are of the same colour and 4 if they are different; for the fourth card they contribute 9 units if the cards are of the same colour and 8 if they are different; for the fifth card they contribute 17 units if the cards are o the same colour and 16 if they are different.
There is now a second show of five cards by the banker, but this time the players take out of the pool at the same rate as they paid into it.
After this, anything left in the pool is taken by the banker, but if there is not enough in the pool at the same rate as they paid into it.
The bank passes clockwise round the table.
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